Keeping your course coverage on par
From the greens to the clubhouse, golf courses face distinct risks that require complete insurance coverage. The reason is simple: every element is in play. Seasonal weather and environmental factors present ongoing challenges, while a revolving door of guests means operations cannot afford to stop due to an incident.
At UNICO Group, we provide tailored insurance solutions designed to ensure your course is covered from every angle, so you can focus on delivering an exceptional client experience.
Industry experts
Our golf team at UNICO has specialized knowledge of course operations. With tailored coverage options, you can be confident your operation is well protected.
We don’t just check in once a year. We work with you throughout every season to develop safety protocols that address golf-specific risks and help lower costs over time.
Partner with USGA’s official insurance
We are proud to offer an insurance program in partnership with Sentry, the USGA’s official and trusted insurance provider. This collaboration specifically includes comprehensive coverage for First Tee programs, directly supporting youth development through golf, with additional accident coverage available to meet all program requirements.
Golf course specific services
Tee-to-Green coverage
Get comprehensive coverage from the greens and fairways, sand traps and water hazards, plus other course features that require significant investment to maintain.
Event coverage
Custom insurance solutions for tournaments, leagues, corporate outings, weddings, fundraisers and other special events hosted at your facility. This coverage extends beyond standard operations to ensure comprehensive protection during high-traffic, high-revenue events.
Liquor liability
Coverage for golf courses that serve alcohol through beverage carts or huts, clubhouse restaurants or during events. This specialized protection mitigates risks associated with alcohol service on course property.
Weather interruption coverage
Financial protection against revenue loss due to inclement weather conditions that impact golf course playability and event scheduling, with alternative w/h solutions to help stabilize income during seasonal weather disruptions that affect course operations.
Pollution liability
Protection against risks associated with fertilizers, pesticides and other products used throughout the course that could be hazardous to the environment. Helps with compliance with local environmental regulations.
Employee benefits
We also offer tailored employee benefits packages designed to support your workforce and help you attract and retain talent.