November 19, 2025
Q3 2025: Commercial property premiums soften for the first time since 2017, reflecting increased market capacity and improved reinsurance conditions.
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- Q4 2025
- qualified health insurance
- qualified transportation benefits
- qualifying events and required documentation
- qualifying life event checklist
- quick-fix credit program
- ransom payment
- ransomware
- ransomware attacks construction
- ransomware insurance
- rate fatigue
- Ready.gov flood guidelines
- Real estate security
- real-time safety monitoring.
- real-time security alerts.
- reclassification compliance requirements
- reclassification employers and group health plan
- recordkeeping and reporting rule
- reducing driver distractions
- reflective gear importance
- reform
- regulate pharmacy benefit managers
- regulatory compliance
- regulatory compliance insurance
- regulatory landscape
- regulatory monitoring
- regulatory oversight
- regulatory shifts
- regulatory standards
- reinsurance market
- reinsurance supply and demand
- report phishing
- required contribution percentage
- respiratory protection
- retail cyber security coverage
- retain employees
- Retirement
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- Return to work programs
- Ric Stoakes
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- risk advisors
- risk analysis
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- risk management and consulting services
- risk management for roadside operations
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- risk management machanism
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- risk mitigation technology
- Risk Reduction
- risk transer
- risk transfer
- risk transfer checklist
- road construction safety
- road safety fall
- roadside accident prevention
- roadside collision prevention
- roadside emergency protocols
- roadside equipment safety
- roadside hazards prevention
- roadside inspections
- roadside safety equipment
- roadside violence prevention
- roadside visibility solutions
- roadside worker injury prevention
- Roadside worker safety
- roadside worker training
- Roadway Safety
- roadway safety prevention
- Rob Burkett
- rural broadband
- Ryan Swinton
- safe driving policies
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- safe driving tips
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- safely operate aerial lift devices
- safety
- safety accountability strategies
- safety and loss control
- Safety and Loss Control Consultant
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- safety audit protocols
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- Safety metrics that matter
- safety observation techniques
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- safety recognition programs
- safety regulation compliance
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- safety resources
- safety standards
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- safety training effectiveness
- safety training implementation
- safety training resources
- safety violation penalties
- safety violations
- safety visibility children
- sample corporate driving policy
- Sasquatch
- scaffolding safety
- school crossing safety
- school transportation safety
- school zone safety
- scope of distracted driving
- Scot Blehm
- Sean Krueger
- Seasonal property
- Seasonal safety tips
- seasonal vehicle care
- Section 6055 reporting
- Section 6056 reporting
- Secure Login
- security best practices
- self-insured health plans
- severe storm preparation
- severe weather
- severe weather insurance coverage
- severe weather preparation
- severe weather preparedness
- severe winter conditions
- Shane Ideus
- shareholder directors
- shareholders
- sharing risk burden
- shifting potential liability
- shipping
- show employees they are valued
- sinkhole coverage
- sinkhole insurance claim
- sinkhole insurance coverage
- sinkhole warning signs
- site hazard control
- site inspections
- site-specific safety plan
- skidding
- skilled labor shortage
- slip and fall prevention
- Slips and falls prevention
- Slips Trips and Falls
- small business
- small business cyber
- small business cyber insurance
- small business cyber protection
- small business fiduciaries
- small business fiduciary insurance
- small business insurance
- small business safety compliance
- small-business owner cyber
- smart home devices
- SMART safety goals
- social engineering fraud coverage.
- social engineering insurance
- social inflation
- soft markets
- softening market
- software security updates
- solar-powered security cameras
- sparkler safety
- SPD installation
- specialty goods
- specialty medications
- split point
- spooky cyber threats
- Stacey Schafer
- state-level regulations
- Steve Robeson
- storm business interruptions
- storm damage documentation
- storm damage protection
- strategic leadership
- strategic partnership
- strong password practices
- subcontractor communication
- suicide rates construction workers
- supervisor safety training
- supply chain cyberattacks
- surge protection devices
- suspicious activity reporting
- Tags for this blog post: insurance market premium trends
- tags: Business Insurance
- tags: Cyber Liability
- tags: Management Liability
- tags: Voluntary Benefits
- tailored benefits offerings
- talent management and leadership
- TalkDown security features
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- team achievement
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- technology
- technology errors and omissions
- technology shifts
- teen driver safety
- telecom
- telecom industry
- telecom insurance
- Telecommunications
- telecommunications division
- telecommunications equipment protection
- telecommunications industry
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- telecommunications insurance
- telecommunications lighting
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- telematics cost benefit
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- telemedicine
- temperature impact on workplace safety
- temperature safety guidelines
- Temporary disability claims
- temporary walkways safety
- Terrorism Insurance
- texting while driving
- The Council of Insurance Agents & Brokers
- theft prevention measures
- third party liability cyber insurance
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- threat analysis
- Tips for increasing employee participation in open enrollment
- TMT industry
- Tom Champoux
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- toolbox safety talks
- top 10 osha violations 2024
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- tornado aftermath cleanup
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- tornado shelter options
- tornado shelter requirements
- tornado survival tips
- tornado warning signs
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- tow truck driver protection
- tower climbers
- tower service contractors
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- towing
- TPLF
- Tracy Alexander
- traditional health plans
- traffic safety for highway workers
- transfer risk
- transportation and parking benefits
- transportation industry safety
- transportation network security
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- travel risk policy
- trench safety
- Trench Safety Stand Down Week
- trenching
- trenching and excavation
- trends in E&O insurance
- TRIR measurement
- Truck Driver
- Truck Insurance
- truck telematics
- trucking cybersecurity
- Trucking Insurnace
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- Understanding health insurance terms for open enrollment
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- value of employee benefits
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- vehicle safety checklist
- vehicle usage policy
- visual distraction
- Volunteer
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- walking-working surfaces
- warehouse safety protocols
- warehousing cold weather risks
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- water losses
- waterproofing homes
- Wayne State College
- ways to fight cyber attack
- weather alert systems
- Weather damage
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- weather hazard mitigation
- weather monitoring systems
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- wellness
- wellness committee
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- What employees need to know about HDHPs
- what is the d-ratio
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- winter driving kit
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- wireless jobsite cameras
- Wisconsin
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- workplace hazard communication
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- workplace safety incentives
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- Workplace safety measures
- workplace safety resources
- workplace safety seasons
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- zone approach protection
November 17, 2025
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UNICO is named a 2025 Top Employee Benefits Consultant by Mployer, reflecting our commitment to delivering exceptional client value and benefits solutions.
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November 17, 2025
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Learn how a new malware scam tricks users into installing harmful software through fake verification steps and how to protect yourself.
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October 21, 2025
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Meet the 5 new UNICO Risk Advisors: Vincent Guinta, Justin Lewandowski, Jordan Roberts, Sydney Youngclaus and Larry Zarybnicky
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September 23, 2025
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OSHA published its preliminary data for the 2025 fiscal year, identifying the top 10 violations. Keep reading to learn what they are.
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September 19, 2025
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Navigate our comprehensive 2026 Open Enrollment Employee Benefits Guide for essential updates, to help you make informed decisions.
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September 16, 2025
Free mental health training now available for construction supervisors to help support an industry with suicide rates four times higher than average.
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September 16, 2025
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Four practical strategies to turn your safety metrics into real improvements for your team and overall bottom line.
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September 16, 2025
Protect your business from the rising threat of jobsite theft. Discover the essential security strategies that safeguard your equipment and materials.
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September 15, 2025
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Don't let cyber threats haunt you this October. See four expert-backed security strategies to protect your business during Cybersecurity Awareness Month.
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August 25, 2025
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UNICO Group retains its Best Practices status for the sixteenth year in a row, once again becoming a part of an elite group of independent insurance agencies around the United States.
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August 18, 2025
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Q2 2025: P&C premiums up 3.7%. D&O continues favorable trend at -2.5%. Commercial Auto moderates to 8.8%. Market softening accelerates for large accounts with just 2.9% increase.
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July 21, 2025
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Fall is approaching, bringing seasonal safety considerations. Read more to learn how you can strengthen protection for your family, community and workplace.
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July 21, 2025
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Discover the five essential requirements your business must meet to ensure valid commercial property claims and smooth recovery after direct damage losses.
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July 21, 2025
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Find out how recent changes to OSHA's penalty structure could save your business money while improving workplace safety outcomes.
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July 8, 2025
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UNICO is now ranked #90 on the Business Insurance Top 100 Brokers of U.S. Business list, and advanced to #87 on the Dowling Hales Top 100 U.S. Agents and Brokers report.
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June 18, 2025
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UNICO Group welcomes Marika Brack as our new Director of Benefits Operations. Marika Brack brings a proven track record of strategic leadership, operational excellence, and a client-first mindset.
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June 18, 2025
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UNICO Group welcomes Ezra Schlecht as our new Safety and Loss Control Consultant, bringing expertise to help clients create safer workplaces.
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